Chapter 7
A Fresh Start
Chapter 7 is the quickest, easiest and most frequently filed form of bankruptcy. Commonly referred to as a "liquidation", a Chapter 7 bankruptcy allows a debtor to discharge, or get rid of, virtually all debt while still retaining his or her property...
Orange County Bankruptcy Attorney
STOP CREDITORS FROM HARASSING YOU TODAY! In addition to helping clients rid themselves of debilitating debt through either a Chapter 7 or Chapter 13 bankruptcy, we also specialize in stopping creditor harassment and settling related debts for pennies on the dollar. Both the Federal government and the State of California have very detailed and restrictive laws controlling creditors, third-party debt collectors, and their respective practices. We are Orange County Bankruptcy Attorney skilled in the nuances of both the Fair Debt Collection Practices Act (Federal) and the Rosenthal Fair Debt Collections Practices Act (State) and will provide complete relief from invasive and repetitious creditor calls, letters, and any other annoying communications in attempt to settle such debts. In certain situations, we may actually recover damages (money) from the creditor on your behalf due to only a single violation of your rights.
Bankruptcy Lawyers Orange County
Bankruptcy Basics
Fresh Start - Chapter 7
Chapter 7 is the quickest, easiest and most frequently filed form of bankruptcy. Commonly referred to as a "liquidation," a Chapter 7 bankruptcy allows a debtor to discharge, or get rid of, virtually all debt while still retaining his or her property (home, cars, household furnishings, etc...). The legislative intent behind a Chapter 7 is to give the debtor a "fresh start" by eliminating burdensome debt
Repayment Plan - Chapter 13
Chapter 13 is typically referred to as reorganization and allows a debtor to restructure their debts and participate in a payment plan to their creditors that is administered by the bankruptcy court. In a Chapter 13, a debtor proposes a payment plan to the court that allows their creditors to be paid back a portion of the debt over either a 3 or 5 year period
Bankruptcy Attorneys Orange County, CA
Contact Us
(714) 731-7595
Schedule a Free Consultation
Testimonials
We want to thank you for your excellent service during a difficult time for us. Going through a bankruptcy is an emotionally distressing experience, but we were being treated with competence and compassion. You kept us thoroughly informed during each step in the process; each aspect was clearly presented and explained. You answered each of our questions conscientiously and addressed all of our concerns. The stress throughout the process was minimized for us because of your professionalism.
Today we attended the bankruptcy hearing for our case. As others went before us, we witnessed their discomfort and poor preparation. Council for the other cases appeared to be careless and poorly informed about the process. Both clients and attorneys were cast in a negative light as a result of paperwork that was not consistent with testimony. In contrast, we could await our hearing with the confidence that all of our forms had been accurately completed...