Orange County Bankruptcy Attorneys to Serve Additional Clients with Better Service at Two Locations … Read More

The following information will be useful to anyone who owns a home that is “underwater” (the home is worth less than the secured debt against it) or for those that are simply having difficulty making… Read More

It’s almost a guarantee that a potential client will say at some point during an initial meeting with a bankruptcy attorney that, “I can’t believe I have to do this; I’m not the type of person that fi… Read More

There is a prevalent misconception in the public that an individual who files for protection under the bankruptcy code (a Constitutional right as guaranteed for all lawful residents by Article 1, Sect… Read More

Many individuals who file for protection under Chapter 13 do so in order to bring their mortgage current; also referred to as curing mortgage arrears. Often times, people who have been attempting a lo… Read More

A frequent difficulty for many people struggling with the decision to file bankruptcy is religion. Many people with religious concerns related to filing bankruptcy believe that being relieved of their… Read More

One of the first questions that a potential bankruptcy filer invariably asks is, “which of my credit cards can I keep?” and this is normally followed with, “how will I ever get a credit card again if… Read More

Summary of Chapter 7 Timeline Prior to filing Meet with attorney and sign retainer Debtor collects documents and provides to attorney Debtor completes online class in consumer credit counseli… Read More

To start off, an ideal Chapter 13 candidate should have a regular source or sources of income. This doesn’t necessarily need to be employment income, but instead could be Social Security income, renta… Read More

Chapter 7: All debtors who file a Chapter 7 bankruptcy have at least one mandatory appearance in their case. That appearance is pursuant to 11 U.S.C 341(a) and is commonly referred to as the “meeting… Read More